Tata Capital NAYI RAAH Skill Financing Program, 2025-26

The Tata Capital Nayi Raah Skill Financing program, funded by Tata Capital, aims to support learners from low-income families in pursuing aspirational skilling courses. The program offers partial EMI support of ₹2,500 per month for 3 months to each learner during the initial training period. It also offers a ₹2,500 interest-linked incentive to learners who demonstrate on-time EMI payments, thereby encouraging financial discipline.

Terms and Conditions
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About Tata Capital

Tata Capital Limited ("TCL"), the flagship financial services company of the Tata Group, is a subsidiary of Tata Sons Private Limited and is carrying on business as a non-banking financial company.

Tata Capital and its subsidiaries are engaged in providing/supplying a wide array of services/products in the financial services sector and operate across various areas of business: Commercial Finance, Consumer Loans, Wealth Services , and distribution and marketing of Tata Cards.

Eligibility

• Applicant's income should be less than ₹6,00,000 p.a.

• Learners who are aged 18 years or above

• Learners opting for/pursuing aspirational skilling courses

• Learners applying for/who have received skill loans ranging from ₹30,000 to ₹2,50,000

NOTE:

Preference to be given to learners opting for BFSI aspirational skilling courses

Benefits

₹7,500 (₹2,500 each for 3 months) as partial EMI support and ₹2,500 as interest-linked incentive support (only in case of meeting incentive criteria)

Documents

The applicants are required to upload the following documents at the time of application:

• Passport Size Photograph

• Aadhaar Card (Both Sides)

• PAN Card (Both Sides)

• Highest Education Qualification Certificate

• Admission Letter/Course Enrolment Proof

• Latest Income Proof of the Applicant

• Latest Income Proof of Co-applicant (if applicable)

• Loan Account Statement since start of the loan

• Bank Account Statement from where the EMI gets paid (Last 6 months or account opening date whichever is later)

• Physical disability certificate (if applicable)

How can you apply?

1

Click the 'Apply Now' button.

2

Log in to Lightroad with your registered ID and land on the ‘Tata Capital Nayi Raah Skill Financing Program 2025-26’.

3

If not registered, register at Lightroad with your Email/Mobile/

Gmail account.

4

You will now be redirected to the ‘Tata Capital Nayi Raah Skill Financing Program 2025-26’ application form page.

5

Click on the ‘Start Application’ button to begin the application process.

6

Fill in the required details in the online application form and upload relevant documents.

7

Accept the ‘Terms and Conditions’ and click on ‘Preview’.

8

If all the details filled in by the applicant are correctly showing on the preview screen, click on the ‘Submit’ button to complete the application process.